Critical Care Insurance

Serious Illnesses Calls for Serious Protection

Critical Care Coverage Keeps you Financially Prepared

A serious illness can have a huge impact on more than just your health – it can also hurt your finances. Would you have the money to protect all you’ve worked for if you were to have a heart attack, stroke or other critical illness? Critical illness insurance complements your major medical coverage by providing a lump-sum benefit if you’re diagnosed with a covered critical illness:

  • Heart Attack (myocardial infarction)
  • Stroke
  • Cancer
  • Coronary artery bypass disease
  • End stage renal failure
  • Major organ transplant

You can use this benefit to help cover everyday living expenses or other costs related to your critical illness, such as home modifications, travel expenses and rehabilitation charges. You may receive additional benefits if you’re diagnosed with more than one critical illness.

Guaranteed Issue Group Critical Care through IHA Health:

  • Members ages 16 – 74: Guaranteed Issue for up to $20,000
  • Spouse ages 16 – 74: Guaranteed Issue for up to 50% of Members Face Value
  • Dependent ages 0 – 26: Guaranteed Issue for up to 50% of Members Face Value

*Maximum age to start a Critical Care policy is 74 years old. In-force Member Face Values will decrease 50% on the certificate anniversary after the member’s 75th birthday. Certain conditions and restrictions apply by individual state regulations

Have you already enrolled in a Colonial Life® Supplemental Insurance policy offered through IHA Health?
here to register for Colonial Life’s® secure Policyholder Website. It’s quick, easy, and allows you to:
  • Check the status of any claims you file
  • View, change, or update your personal information
  • File wellness or doctor’s office visit claims, or get instructions on how to file other claims
  • Access your policy information
Already registered with Colonial Life® and need to file a claim?
Click here to access
Colonial Life’s® online claims portal for:
  • Online claims services
  • Printable claim forms
  • Printable service forms
  • Claims tips