Term Life Insurance

Help Protect Your Family’s Finances

Protection you and your family can count on.

Without you, would your family be able to afford everyday living expenses? What about money for your children’s education and your spouse’s retirement?

Our life insurance enables you to tailor coverage for your individual needs and helps provide financial security for your family members. As your needs change over time, you can update your coverage to best fit life changes, such as:

  • Getting married
  • Buying a home
  • Having a child

You can’t predict your family’s future, but with life insurance through IHA Health, you can be better prepared for it.

Guaranteed Issue Term Life offered through IHA Health:

  • Members ages 15 – 50: up to 3 times your annual earnings, to a maximum of $100,000
  • Members ages 51 – 60: up to 3 times your annual earnings, to a maximum of $75,000
  • Members ages 61 – 75: up to 3 times your annual earnings, to a maximum of $25,000*
  • Guaranteed Issue Spouse and Dependent Coverage also available with Member Coverage

*Maximum coverage age to start a term life policy is 75 years old. Certain conditions and restrictions apply by individual state regulations

Have you already enrolled in a Colonial Life® Supplemental Insurance policy offered through IHA Health?
here to register for Colonial Life’s® secure Policyholder Website. It’s quick, easy, and allows you to:
  • Check the status of any claims you file
  • View, change, or update your personal information
  • File wellness or doctor’s office visit claims, or get instructions on how to file other claims
  • Access your policy information
Already registered with Colonial Life® and need to file a claim?
Click here to access
Colonial Life’s® online claims portal for:
  • Online claims services
  • Printable claim forms
  • Printable service forms
  • Claims tips